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You can claim most of the costs of setting up your mortgage. These are the agency fees, notaryfees (only 50%), registration fees, appraisal fees and arrangement fee.
If you have or have ever had a mortgage loan, it is very likely that you have paid incorporation expenses and set up costs. This is because banks often include it as a clause within mortgage loans
You can start your claim by filling in our form. It will take you less than 99 seconds. We will analyse the unfair terms of your mortgage and file a claim for all of them. This way, we make sure you are getting the maximum amount you are entitled to.
The Spanish Supreme Court considers that the party who benefits the most from registering the mortgage deed is the bank. Therefore, it must bear most of these costs.
If your mortgage was signed before 10 November 2018, you cannot claim this tax. The Spanish Supreme Court ruled that in this case the buyer is liable for payment.
A very high percentage of these types of claims are accepted. However, it is difficult to predict exactly how the procedure will end.
What we can say is that we are very confident in what we do, and in how we do it. That’s why we are committed to our no No Win No Fee policy. In addition, during the process, you can always include our legal expenses insurance. This way you’ll have nothing to worry about in the unlikely event that your claim is unsuccessful.
The aim is to obtain a favourable ruling, declaring the clause which imposed these costs on you, null and void. You will be able to recover all or a part of these amounts
All you have to do is fill out our form with the information we ask from you. You will reach a point where we will ask you to attach this documentation if you have it. If not, we will let you know how you can obtain it during the process.
To claim mortgage costs you’ll need:
In all mortgage claims, the invoices that must be provided are those associated with the mortgage loan. It is important not to confuse these with the invoices associated with the title or sales deed.
To identify the invoices related to the mortgage loan deed, we must look at the title of the document. The title usually refers to “mortgage”, “mortgage loan”.
Here is an example of an invoice for notary fees.
Here is an example of a registration invoice.
What if you get back more money than you expected?
It's normal to not be aware of everything you can claim. The same can be said regarding the protection of your interests. You can find out in under 99 seconds by answering a few simple questions.I want to start